• Group pensions
  • Death in service
  • Long term incapacity schemes
  • Private medical insurance
  • Flexible benefits
  • Human resources
  • Actuarial consultancy
  • Benefit administration
  • Pensions
  • Investments
  • Life assurance
  • Critical illness
  • Income protection
  • Inheritance tax planning
  • Mortgages
  • Private medical insurance
  • Shareholder protection
  • Key person assurance
abotterill@hmtgroup.co.uk